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Finance Options - Spread the cost of your commercial equipment


A choice of flexible payment options to enable you to acquire the commercial equipment you need, today

Available on orders over £600 + vat.


Available on selected brands.


Available on orders over £150 +vat.

Buy Now, Pay Later

"Are you looking for a way to spread the payments of your necessary commercial equipment costs?"

By leasing your commercial catering equipment, commercial refrigeration and shopfitting supplies, you can pay an agreed monthly amount to help plan your outgoings.

Let's take a look at the benefits of leasing...

Credit Unaffected

Leasing offers an alternative source of funding and does not alter existing credit limits.

Acquire What Is Needed

You can acquire the equipment you need now, not just what you can afford.

Plan Your Budgets

With rental payments being fixed for the life of the lease you know when and how much to pay.

Conserves Working Capital

Capital can be used for other more profitable purposes such as stock.

Payments Reflects Usage

Pay for the equipment as it is used and spread the cost through its working life.

Optional Payment Holiday

Have the goods now and start paying next year.

Low Initial Capital Outlay

The equipment can now be obtained for as little as ZERO deposit.

VAT Friendly

VAT is paid on each rental and not upfront.

Totally Tax Efficient

Rentals are 100% tax allowable.

The advantages of leasing can be seen in the examples below whereby the tax relief gained on a lease agreement almost covers the cost of any interest charged.

Year Capital Allowance Tax Relief
1 18% of £1,000 = £180.00 Less 20% = £36.00
2 18% of £ 820 = £147.60 Less 20% = £29.52
3 18% of £ 672.40 = £121.03 Less 20% = £24.21
Year Capital Allowance Tax Relief
1 12 Rentals of £36.99 Less 20% = £88.78
2 12 Rentals of £36.99 Less 20% = £88.78
3 12 Rentals of £36.99 Less 20% = £88.78


Equipment Price £1,000.00
Lease Period 36 months
Company's Tax Rate 20 %


0% Finance on the Full Range of Equipment from Gamko, Fosters and Hobart.

Subject to credit approval, these brands are able to offer a genuine Zero% Interest finance option, making it easier for you to reap the benefits of owning the most innovative and energy efficient equipment on the market.

Get The Best Equipment For Your Business at an Affordable Monthly Cost.

We can offer genuine interest free credit across the whole range of commercial equipment from Gamko, Hobart and Foster's.

  1. 12 equal monthly payments.
  2. On receipt of the 12th monthly payment the equipment is yours.
  3. Absolutely, no interest will be charged on the 12 monthly payments.

"Don't hang about, this offer can't last for ever!"

  1. Purchase the products you want online or call us.
  2. Checkout using the "Call Me About Payment" option
  3. We'll do some credit checks with your permission
  4. Once approved, we just require some signed paperwork and one month's payment as deposit to complete the purchase process.
  5. We'll setup the 11 monthly direct debits.
  6. We'll arrange delivery of your equipment.

PayPal Credit

A 0% interest offer you can use again and again.

Simply spend over £150 and you get 0% interest for 4 months on that purchase. The great thing is you’ll automatically get 0% for 4 months every time you spend over £150.

PayPal Credit is the perfect way to spread the cost of commercial equipment for your business.

It’s quick and easy to apply for PayPal Credit – all you need to do is complete a short application form and you’ll get a decision instantly.

If approved and you accept, you’ll have a credit limit attached to your PayPal account to start using straightaway at thousands of online stores.

For Further Details

Either call our customer support team on 01623 741 500, alternatively place your order online and check-out using the "Call me about Payment" option and we will contact you.

Shop-Equip Ltd is Regulated and Authorised by the Financial Conduct Authority.

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